My Story


At first, I thought credit card points were a scam.

I didn’t think anyone could fly in first class and stay in luxury hotels for free.

Then, I decided to test the waters.

As a graduate student with a meager income, I applied for two new credit cards and earned a lot of points.

With those points, my girlfriend (now wife!) and I were able to fly to Japan in Singapore Airlines Suites.

That’s right, Suites.

Singapore Airlines Suites free

Four-course meals,
fully flat beds,
five-star service,
and ridiculously soft pajamas.

The cash price for those tickets? $7k a pop.

I couldn’t believe it. Somehow, the points magic worked.

I was hooked.

Singapore Airline Suites, circa 2014

We’ve taken a lot of trips since, with minimal out of pocket expenses.

Grand Hyatt Baha Mar free

Birthdays in the Bahamas.

Hiking on Mount Pico honeymoon

Adventures in the Azores.

Free honeymoon pool float in Thailand

Tranquil times in Thailand.

Naturally, our honeymoon was also free.

JetBlue free flights

Our family has grown and we’re not taking 15-hour flights anymore.

Maybe we will again one day.

For now, childcare and diaper costs means our travel budget is limited.

But with points, we’re still able to go on summer vacations and Christmas trips without the added financial stress.

Points continue to save us thousands of dollars every year.

Married and about to go on honeymoon

How is my story relevant to you?

Many couples, families, and small business owners don’t use a credit card, put monthly expenses on the wrong card, or don’t realize how far points can take them.

That’s where I come in.

With my 15 years of experience and expertise, I’ll help you navigate the complexity of points.

All you have to do is enjoy the rewards.

Schedule a free consultation call now →